GROSS DEBT SERVICE RATIO

Calculate your coefficient regarding payments directly linked to housing

Cost of mortgage : $ (capital and interest)
Municipal taxes : $
School taxes : $
Heating costs : $
Condominium fees : $
   
Total gross monthly income : $
Result: %
The total amount of these expenses should not exceed 32% of your gross
monthly family income
   

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TOTAL DEBT SERVICE RATIO TDS

Now total your other monthly payments

Lines of credit : $
Credit card : $
Car loan : $
Other loans : $
Fixed / regular payments : $
   
Monthly charges : $ (determined at 1)
Result : %
  The coefficient obtained must not exceed 40%
   

 

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MORTGAGE CALCULATOR

Determine the monthly repayment for the maximum amount you wish to borrow

Amount of loan : $
SCHL (3.15%) : $
Interest rate : $
Duration : years
Repayment frequency :
   
Monthly payment: $

 

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CAPACITY TO PAY

Calculate the maximum loan you can obtain
Desired payment :
Repayment frequency :
Down payment :
Interest rate :
Number of years :
Maximum loan :
  Calculer   Annuler

 


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